Friday, December 20, 2013

Portuguese took over ... Indexed deposits or s ... Hit the best deposit ... Wary of deposits p ...


We are entering grants farm the final stretch before the end of the year is the time when most banks compete with each other term deposits and are willing to offer higher rates to attract more money and ensure he does not flee. Enjoy it while it lasts ...
This end of the year would probably grants farm be the last year that banks will be willing grants farm to pay fees as above Euribor rates as they have accustomed us in the recent past. In recent years banks have made a huge effort in attracting deposits and reducing credit, it is likely that in 2013 the need is not as strong as most of them have already reached the transformation ratio between loans and deposits it was just required in 2014. To further worsen the outlook, all time deposits maturing after December 31, 2012, will be taxed at 28% (recall that this is the 3rd ascent of this tax in the space of about two years when he was 20%).
WHAT IS THE IDEAL TIME? At this time the ideal period is 12 months, because as mentioned above, it is natural that from early next year the rates offered by banks are reduced very significantly. Another alternative is to choose to make deposits for several years, but with periodic payment of interest and the possibility of early mobilization of deposit without penalty on the interest payment dates. Examples of these deposits are: deposit grants farm within 2 years of the Invest Bank (4.00% TANB), DP 2 years CR BES (3.55% TANB) and DP Crescent 2 years of Banif (3.438%) . BEST TIME DEPOSITS OF NOVEMBER 2012
BIG Super DP 1 (4.00%) Banco BIC DP New Op 2 (4.00%) Banco Galicia New DP ON 2 (3.50%)
Finantia 12 Months DP 2 (4.50%) DP Invest Bank (3.90%) LBW DP Crescent (3.75%)
Source: Websites of banks 1 26/10/2012 Exclusive for new customers. 2 Exclusive grants farm new features. 3 The minimum period of these deposits is higher than the desired term, but according to the conditions of the products you can demobilize them before the deadline with penalty of 100% of the unpaid interest. So you can demobilize the capital after the payment of interest of the desired period. 4 early mobilization is not permitted.
Portuguese took over ... Indexed deposits or s ... Hit the best deposit ... Wary of deposits p ... Deposits from households and e ... Millennium IB: New cert ... Deposits Yields of up to 2.9% lower deposits ... State launches new product ... Discover the deposits that ... 256,000 families lost ... New deposits above ... Portuguese never had ... Deposits of individuals ... Value applied grants farm in Depot ... More than 80% of deposits ... Deposit interest praz ... Deposits rose ... Age decide the best foot ... Banks reassuring: depose ...
present
indexed deposits
best time deposits from May 2012
reform
The best deposits

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